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Upgrade’s founding team pioneered fintech over a decade ago. In 2017 we launched Upgrade to create a mobile banking experience that delivers exceptional value to our customers by offering affordable and responsible credit through cards and loans and market-leading rewards. In four short years, over 15 million people have applied for an Upgrade card or loan, and we have made over $7 billion in affordable and responsible credit available to our customers. Our innovative Upgrade Card combines the flexibility of a credit card with the low cost of an installment loan. Our latest offering, Rewards Checking, gives customers access to no-fee checking accounts with 2% cash back rewards on common everyday spending.